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Personal loans are given to individuals and families for getting money for personal needs like a wedding, medical treatment, vacation, car, home renovation and other needs. Since these are unsecured loans, the person applying for the loan does not have to submit a security for being eligible for the loan. The loan is given by private investors for an amount of ten thousand rupees to five lakh rupees. The interest on the loan is 16-24%. The repayment of the loan is done in six months to three years. People of Andhra Pradesh can get the loan online and the process is easy and without any hassles and botheration of visiting a bank or a finance company. For a personal loan in Andhra Pradesh, you need to upload the required documents on the website.

You can also get a personal loan from the banks in Andhra Pradesh. Andhra Bank offers a loan at affordable interest rates. The approval of the loan for people with a stable income is granted very easily. Many banks and finance companies like the ICICI Bank, HDFC Bank, and Tata Capital offer paperless approval of a personal loan in Andhra Pradesh. The interest rate on the loan in ICICI bank is 10.99-17.99%. The loan is given for maximum 20 lakh rupees. The interest rate in HDFC bank is 10.99-20.70%. The maximum loan amount is 25 lakh rupees.

Documents required for Personal Loans
Here’s the complete list of documents which you have to submit at the time of apply the loans.

  1. Proof of Identity
  2. Two Photographs with filled application form
  3. Proof of Income
  4. Proof of Address / residence
  5. Form 16 / ITR / P & L Sheet