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People who have an account in the Icici bank personal loan in Hyderabad can get a personal loan for a wedding, home renovation, car, household utilities, vacation, and other personal needs. The bank approves and grants the loan within twenty-four hours. A person does not require any security for the loan. You can do the repayment of the ICICI bank personal loans Hyderabad by submitting the amount with auto-debit in the bank account or ECS or PDC.

Icici bank personal loans

The documentation process for the loan is simple. You need to submit a proof of identity and residence. Bank statement for three months and salary slips has to be given. You need to affix two passport size photographs on the form. Self-employed individuals have to submit office address proof and six months bank statement. People of the age group 23-58 years can apply for the loan. The minimum salary should be 17,500 rupees. The personal loan is given to self-employed people who are 28-65 years old. The person should have a business stability of five years and this time for doctors is three years.

The interest rate on the loan is fixed and the applicant has to give monthly installments for it. The repayment is flexible with a tenure lasting up to sixty months. The interest rate on ICICI bank personal loans in Hyderabad is 10.99% onwards.